You can obtain payment authorization from your customers as part of the onboarding process. This pre-obtained consent can then be utilized later for effortless payment initiation, such as when customers wish to top up their wallets in your app.

The process involves two main steps:

1. Obtain permission from the customer to access their bank account. This permission, known as an Authorization. Once granted, this Authorization can be used for single payments or recurring payments.

2. Initiate the payment or series of payments under this permission. This might include actions like reserving funds for later use, completing a payment, or transferring funds into an account (payout).